Welcome to Miles Before Money. These Terms of Service ("Terms") govern your access to and use of the milesbeforemoney.com website and all related services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.
Last Updated: October 23, 2026
1. Acceptance of Terms
By accessing, browsing, or using milesbeforemoney.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you and Miles Before Money. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
We reserve the right to modify these Terms at any time. Your continued use of the Service following any changes constitutes acceptance of those changes. We encourage you to review these Terms periodically.
2. Description of Service
Miles Before Money provides educational content, analysis, and information to help American families make informed decisions about Toyota vehicle ownership. Our Service includes articles, guides, and resources covering topics such as vehicle reliability, maintenance requirements, hybrid vehicle economics, depreciation analysis, and total cost of ownership calculations.
The information provided through milesbeforemoney.com is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information based on evidence and research, the Service does not constitute professional automotive advice, financial advice, or purchasing recommendations tailored to your specific circumstances.
3. User Accounts and Responsibilities
Certain features of the Service may require you to create an account. When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to immediately notify Miles Before Money of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with these security obligations.
You must be at least 13 years of age to create an account or use certain features of our Service. If you are under 18, you represent that you have obtained parental or guardian consent to use the Service.
4. Acceptable Use Policy
You agree to use the Service only for lawful purposes and in accordance with these Terms. You specifically agree not to:
Use the Service in any way that violates any applicable federal, state, local, or international law or regulation
Transmit any material that is defamatory, obscene, offensive, or otherwise objectionable
Impersonate or attempt to impersonate Miles Before Money, our employees, another user, or any other person or entity
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service
Use any robot, spider, scraper, or other automated means to access the Service without our express written permission
Introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material
Attempt to gain unauthorized access to any portion of the Service, other accounts, computer systems, or networks
Use the Service to transmit spam, chain letters, or other unsolicited communications
We reserve the right to investigate and take appropriate legal action against anyone who violates this Acceptable Use Policy, including removing content, suspending or terminating accounts, and reporting violations to law enforcement authorities.
5. Intellectual Property Rights
The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Miles Before Money, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
The Miles Before Money name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Miles Before Money or its affiliates. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on the Service are the trademarks of their respective owners.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes. This license does not include any right to: (a) resell or make commercial use of the Service or its contents; (b) collect and use any product listings, descriptions, or prices; (c) make derivative uses of the Service or its contents; or (d) use any data mining, robots, or similar data gathering and extraction tools.
6. User Content and Submissions
The Service may allow you to submit comments, questions, reviews, or other content ("User Content"). You retain ownership of any intellectual property rights that you hold in your User Content. However, by submitting User Content to milesbeforemoney.com, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media.
You represent and warrant that: (a) you own or control all rights in and to your User Content; (b) your User Content is accurate and not misleading; (c) use and posting of your User Content does not violate these Terms and will not violate any rights of or cause injury to any person or entity; and (d) you will indemnify Miles Before Money for all claims resulting from your User Content.
We reserve the right (but have no obligation) to monitor, edit, or remove any User Content that we determine, in our sole discretion, violates these Terms, is potentially harmful or objectionable, or otherwise inappropriate.
7. Disclaimers and Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. MILES BEFORE MONEY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Service or the servers that make it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of the Service in terms of accuracy, reliability, or otherwise.
The information provided through milesbeforemoney.com is based on research and available data, but vehicle ownership decisions involve many personal factors. We strongly recommend consulting with qualified automotive professionals, financial advisors, and conducting your own research before making any vehicle purchase or ownership decisions.
Miles Before Money is not affiliated with, endorsed by, or sponsored by Toyota Motor Corporation or any of its subsidiaries. Any references to Toyota vehicles, models, or trademarks are for informational purposes only.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MILES BEFORE MONEY, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
Your access to or use of or inability to access or use the Service
Any conduct or content of any third party on the Service
Any content obtained from the Service
Unauthorized access, use, or alteration of your transmissions or content
Vehicle purchase decisions made based on information from the Service
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO MILES BEFORE MONEY, IF ANY, IN THE PAST TWELVE MONTHS, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.
Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you.
9. Indemnification
You agree to defend, indemnify, and hold harmless Miles Before Money, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
Your violation of these Terms of Service
Your use of the Service
Your User Content
Your violation of any rights of another person or entity
Your violation of any applicable laws or regulations
10. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease.
You may terminate your account at any time by discontinuing use of the Service and, if applicable, deleting your account through the account settings.
All provisions of these Terms which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Miles Before Money is registered, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction. The arbitration shall take place in the state where Miles Before Money is registered, and judgment on the arbitration award may be entered in any court having jurisdiction.
You agree to waive any right to a jury trial or to participate in a class action lawsuit regarding any disputes with Miles Before Money.
12. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect by posting a notice on milesbeforemoney.com or sending an email to registered users.
What constitutes a material change will be determined at our sole discretion. By continuing to access or use the Service after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Service.
13. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent, or if such modification is not possible, such provision shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
14. Entire Agreement
These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by Miles Before Money on the Service, constitute the entire agreement between you and Miles Before Money regarding the Service and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding the Service.
15. Contact Information
If you have any questions, concerns, or comments about these Terms of Service, please contact us:
Miles Before Money
Website: milesbeforemoney.com
Email: Contact form available on our website
We will make reasonable efforts to respond to inquiries within a reasonable timeframe.